Liability insurances are vital in order to protect your business against the risk of claims for injury or damage.

Public, products and employers’ liability insurances protect you against any legal liability arising from your business activities, protecting you from cases brought both by employees and the public.

Unfortunately, no matter how careful you are, accidents will happen.

Scenarios include:

  • An employee injured at work
  • A member of the public injured at your premises or whilst you are out working on site
  • Damage you have caused to third party property
  • Somebody or something injured or damaged by a product you have made or supplied.

If you employ staff, employers’ liability insurance is a statutory requirement. You may also wish to consider employment law insurance (link), which protects you in the event of an employee bringing a case against you under employment law.

We provide liability insurance for all types of businesses and will design a product suitable for your exact needs. We also have products specifically for tradesmen and cleaning contractors.